Our business is built on an explicit commitment to security, privacy and transparency.
Under the Amendment Act of the Banking Act, which came into effect on June 1, 2018, "Electronic Payment Service Provider" was newly established. As a result, companies that receive consent from customers and communicate payment instructions, obtain bank account information will need to register with the Finance Bureau, etc. Moneytree is certified as “Electronic Payment Service Provider" (available in Japanese only) by the Kanto Finance Bureau, etc.
We run on industry-leading secure platforms and PCI DSS / ISMS certified infrastructure, matching the finance industry's highest standards of security.
We always use encrypted connections between our apps and our servers for secure traffic, and encrypted data to prevent it from being accessed from the database.
We always use certificate pinning, which secures the connection between the mobile app and the server, to avoid connecting to insecure networks and prevent man-in-the-middle attacks.
We use biometric technology like Touch ID for an additional layer of personal authentication.
We undergo regular security vulnerability and penetration assessments by security experts, a standard industry practice for high-quality security.
We minimise the amount of information being tracked and only collect the minimum amount of information that we need to bring you our service.
Moneytree is running a public bug bounty program to fortify security across its website, API and mobile applications.
Are you a security researcher?
Moneytree is for viewing purposes only and does not have features for money transfer.
Your login ID and password are needed to access your online bank account.
We undergo independent privacy auditing and certification annually for all platforms by TrustArc (formerly TRUSTe), a globally recognised privacy verification program.
We don't advertise based on data analysis or use attribute data in the Moneytree app.
We don’t show retargeting ads based on user behaviour in the Moneytree app.
We don't ask for unnecessary personal information such as age, gender, place of residence or occupation upon registration.
We don't share your personal information to third parties without your explicit consent.
All data from connected financial institutions including transaction data and receipts will be deleted within 24 hours of cancelling your Moneytree account.
We will inform you one month in advance when there are changes to the terms.
Ready to start saving with Moneytree?